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TL Manage Newsletter Feb 2002
Help Is On The Way!!!

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~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
The TL Manage Newsletter
For Start Ups and Small Business Owners
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
February 2002
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Written by Shaunta Murray
President, TL Manage Inc.

***********Important**************

If you are new to the TL Newsletter or missed back
articles...You're missing information that is of the utter most importance for your business success...

The TL Article Library is the place to go...
http://www.tlmanage.com/article.html

*********************************

*********Table of Content**********

Planning Your Personal Business Plan  …

Top Five Questions For The TL…

Setting Up Your Debt Reduction Strategy

*********************************

~~~ Planning Your Personal Business Plan  ~~~

Believe it or not most people spend more time planning their yearly family vacation, then; they spend on the plan for their life.  Why do so many people neglect this aspect of their life?  The answer to this question is simple.  It is easier to lay back and do nothing, then; it is to get up and take action.  The ironic part about it is.  After you take action   and do some work, it is usually smooth sailing from that point on. 

By just setting up a doable plan and implementing it.  You will be way ahead of most people in the world.  The difference between your financial success and simply retiring flat broke, like 95% of the people on the earth is planning and taking action.

What Is Financial Planning?

It is the development and implementation of a plan for the achievement of ones overall financial objective.

Why Is Planning So Often Neglected By Most Of Us?

1. We are Lazy and just don't do it
2. We think it cost to much
3. We feel like our businesses are too small to have a plan
4. We just simple forget about it
5. It's too hard to actually do it

How Can I Plan For My Success?

1. Gather information
a. Write down what you are spending and what you are making in profit
b. Make sure you know the difference between the two
c. Profit - Expenses = Net Income
d. You will need to forecast what you expect to make in profit and your expenses. So that you can obtain your forecasted Net Income

2. Identify your objectives
a. Write down what you are planning for your business
b. Put these items in the order of importance to you
c. Put them in a time line. Separate them into a 3-6 months section, 6 months to a year section, a 1- 3 years section. 
d. Basically set them up in the time line that works best for your situation

3. Analyze your present situation
a. Write down where you are and where you want to go with your business venture
b. Consider other alternatives, if necessary

4. Develop a plan
a. Take all of the information you just finished compiling
b. Organize it
c. Put all simulator information together

5. Write your person business plan
            a. Write everything you have organized
            b. Take about a week to tweak your plan

6. Implement your plan
a. Start taking action
b. Achieve everything you desire

7. Review your plan
a. Review your plan often
b. Make changes as needed
                  c. You are never finished with your plan

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

~~~~~ Top Five Questions For The TL ~~~~~~


1. How can I get a grant to start my business.  I want to open an Orthotic and Prosthetic facility.  I am a Certified Orthotist.               
      Amber H. - Gulfport, Mississippi
   
      To help you find grants for your business I recommend you visit
      www.sbasmallbusinessloans.com , this site is filled with information about grants
      for starting a business. 
                                                                 
2. Where can I find articles, magazine articles and a website?  I also need the names of people that wrote them.
      Michelle P. -  Fort Wayne, Indiana

      A good place to start looking for business start up articles is                   
      www.tlmanage.com/article.html

3. How do I start an Internet business?
      Shaunna  - FL

      Go to How To Start Your Own Business, 12 Steps To Starting A Successful
      Business at; www.tlmanage.com/12stepstostart.html

4. We have been in business 10 years now.  To celebrate this fact do you have any data on women in business success rates ie.  What's the likelihood for women to make it 3, 5, 7, 10 yrs?  Any other data you have would be greatly appreciated. 
      Kirstin M. - Toronto, Canada

      Visit The Center for Women Business Research at; www.nfwbo.org/topic.html.
      This site has several articles about women in business and also a nice amount of
      statistics as well. 

5. I'm looking for information on getting grants for women in small business.  My friend has started a Nurse Staffing Agency and I've been told there is ways for her to receive help with money from grants.  We just don't know where to start.
      Dennis  - Houston, Texas
             
           Dennis, review the answer to question one.  This site will be very useful to you as
           well.

You can ask one of our consults a question about your business start up concerns.  We will publish the top 5 questions in the TL Newsletter.  You must be a member to view any replies.

http://www.tlmanage.com/question.html

See you next issue. :-)
All the best;
Shaunta

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So What Are The Steps To Get Started Writing Your Business Plan?

TLManage.com has put together a three fold process to help you get your business plan written in an expedient amount of time.

The first fold of the process is to work on and complete the TLManage.com Business Plan Work Shop.  This is a printable worksheet that will ensure that you keep notes and write your plan correctly.

The second fold of the process is to review the TLManagecom Sample Business Plan. This plan will help you write your  Business Plan in the correct manner.

The third fold of the process is to review the TLManage.com Business Plan Checklist, it will make sure you have not forgotten anything that should be included in your  business plan.

After you have completed the TLManage.com Three Fold Business Plan Process, you will be ready to write your  business plan to help you succeed in business in today's ever changing tough business environment.

Click here»» Writing A Business Plan

Writing a business plan is one of the most important aspects of starting a business in today's every changing environment.  Why is writing a business plan so important?
The first fold...

Click here»» Business Plan Sample

This Sample Business Plan will help you write your  business plan in the correct manner. You will get to see what a business plan really looks like. And also see how it can help you.
The second fold...

Click here»» Business Plan Checklist

Business Plan Checklist, will make sure you have not forgotten anything that should be included in you business plan.
The third fold...

Everything banks, lenders and the SBA look for!
Produce your business plan quickly and easily....
For entrepreneurs and small business owner.